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Greencastle city, MO

ZIP 63544 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63544

Median Home Value
$144,900
Median Rent
$388
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$931/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

31.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63544 in Greencastle city, MO, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $931. That sits below the local median household income ($52,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+29% vs US avg
x
Vacancy Rate
20.6%+100% vs US avg
x
Broadband Access
60.0%-31% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
77.0%+102% vs US avg
x
$144,900
Home Value
$388
Rent
1974
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.7%
  • 1-unit attached0.0%
  • 2-9 units2.1%
  • 10+ units0.8%
  • Mobile home & other22.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,900
Median rent$388
Owner-occupied84.0%
Vacant20.6%
Price-to-income2.8x
Est. income to buy$40,000