US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63434
  5. Housing & Real Estate
Bethel village, MO

ZIP 63434 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63434

Median Home Value
$96,400
Median Rent
$375
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$619/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63434 in Bethel village, MO, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $619. That sits below the local median household income ($46,607), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.5%-15% vs US avg
x
Vacancy Rate
23.3%+126% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.0%-30% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
1.6%-97% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$96,400
Home Value
$375
Rent
1970
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.6%
  • 1-unit attached6.7%
  • 2-9 units2.0%
  • 10+ units10.4%
  • Mobile home & other10.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$96,400
Median rent$375
Owner-occupied55.5%
Vacant23.3%
Price-to-income2.1x
Est. income to buy$27,000