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Wentzville city, MO

ZIP 63385 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63385

Median Home Value
$321,300
Median Rent
$1,082
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,064/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63385 in Wentzville city, MO, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,064. That sits below the local median household income ($111,851), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.8%+31% vs US avg
x
Vacancy Rate
2.6%-75% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
22.8%-40% vs US avg
x
$321,300
Home Value
$1,082
Rent
2006
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.0%
  • 1-unit attached5.9%
  • 2-9 units3.2%
  • 10+ units6.1%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$321,300
Median rent$1,082
Owner-occupied85.8%
Vacant2.6%
Price-to-income2.9x
Est. income to buy$88,000