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Defiance CDP, MO

ZIP 63341 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63341

Median Home Value
$552,600
Median Rent
$1,055
Affordability Snapshot
$152,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,550/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63341 in Defiance CDP, MO, a household would need roughly $152,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,550. That sits below the local median household income ($177,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
96.9%+48% vs US avg
x
Vacancy Rate
7.4%-29% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
19.5%+32% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
5.0%-28% vs US avg
x
Rent Burden >30%
41.0%-17% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$552,600
Home Value
$1,055
Rent
1994
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.5%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$552,600
Median rent$1,055
Owner-occupied96.9%
Vacant7.4%
Price-to-income3.1x
Est. income to buy$152,000