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Maryland Heights city, MO

ZIP 63146 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63146

Median Home Value
$283,600
Median Rent
$1,190
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,822/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63146 in Maryland Heights city, MO, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,822. That is roughly in line with the local median household income ($85,724). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.2%-10% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
14.5%-71% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$283,600
Home Value
$1,190
Rent
1974
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.2%
  • 1-unit attached8.3%
  • 2-9 units17.4%
  • 10+ units24.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$283,600
Median rent$1,190
Owner-occupied59.2%
Vacant4.8%
Price-to-income3.3x
Est. income to buy$78,000