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Kinloch city, MO

ZIP 63140 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63140

Median Home Value
$84,000
Median Rent
$730
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$540/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63140 in Kinloch city, MO, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $540. That sits below the local median household income ($43,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.8%-57% vs US avg
x
Vacancy Rate
19.9%+93% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
100.0%+162% vs US avg
x
$84,000
Home Value
$730
Rent
1968
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.3%
  • 1-unit attached5.7%
  • 2-9 units36.5%
  • 10+ units23.7%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,000
Median rent$730
Owner-occupied27.8%
Vacant19.9%
Price-to-income1.9x
Est. income to buy$23,000