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St. Louis city, MO

ZIP 63139 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63139

Median Home Value
$199,400
Median Rent
$891
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,281/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63139 in St. Louis city, MO, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,281. That sits below the local median household income ($74,749), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
60.0%-8% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
12.2%-5% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$199,400
Home Value
$891
Rent
1938
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached2.8%
  • 2-9 units25.8%
  • 10+ units4.9%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,400
Median rent$891
Owner-occupied60.0%
Vacant9.2%
Price-to-income2.7x
Est. income to buy$55,000