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Olivette city, MO

ZIP 63132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63132

Median Home Value
$403,600
Median Rent
$1,170
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,593/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63132 in Olivette city, MO, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,593. That is about 32% above the local median household income ($84,034), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.3%-14% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
14.0%+10% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$403,600
Home Value
$1,170
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.0%
  • 1-unit attached5.1%
  • 2-9 units24.9%
  • 10+ units8.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$403,600
Median rent$1,170
Owner-occupied56.3%
Vacant3.1%
Price-to-income4.8x
Est. income to buy$111,000