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St. Louis city, MO

ZIP 63115 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63115

Median Home Value
$61,600
Median Rent
$650
Affordability Snapshot
$17,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$396/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63115 in St. Louis city, MO, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $396. That sits below the local median household income ($31,898), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.4%-34% vs US avg
x
Vacancy Rate
33.8%+228% vs US avg
x
Broadband Access
74.6%-14% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
10.3%-20% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
35.1%-29% vs US avg
x
Mortgage-Free
68.0%+78% vs US avg
x
$61,600
Home Value
$650
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.8%
  • 1-unit attached3.2%
  • 2-9 units42.4%
  • 10+ units2.8%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$61,600
Median rent$650
Owner-occupied43.4%
Vacant33.8%
Price-to-income1.9x
Est. income to buy$17,000