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St. Louis city, MO

ZIP 63113 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63113

Median Home Value
$75,600
Median Rent
$701
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$486/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63113 in St. Louis city, MO, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $486. That sits below the local median household income ($38,647), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
49.3%-25% vs US avg
x
Vacancy Rate
29.9%+191% vs US avg
x
Broadband Access
72.5%-17% vs US avg
x
4+ Bedrooms
5.4%-64% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
64.9%+70% vs US avg
x
$75,600
Home Value
$701
Rent
1938
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.5%
  • 1-unit attached8.7%
  • 2-9 units32.9%
  • 10+ units9.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$75,600
Median rent$701
Owner-occupied49.3%
Vacant29.9%
Price-to-income2.0x
Est. income to buy$21,000