US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63107
  5. Housing & Real Estate
St. Louis city, MO

ZIP 63107 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63107

Median Home Value
$57,100
Median Rent
$614
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$367/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63107 in St. Louis city, MO, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $367. That sits below the local median household income ($40,522), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.1%-34% vs US avg
x
Vacancy Rate
36.4%+253% vs US avg
x
Broadband Access
70.3%-19% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
20.6%-59% vs US avg
x
Mortgage-Free
67.4%+76% vs US avg
x
$57,100
Home Value
$614
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.5%
  • 1-unit attached2.9%
  • 2-9 units49.3%
  • 10+ units8.7%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$57,100
Median rent$614
Owner-occupied43.1%
Vacant36.4%
Price-to-income1.4x
Est. income to buy$16,000