ZIP Code 63104 — St. Louis city, MO Demographics & Data

ZIP code 63104 covers St. Louis, MO in St. Louis city with a population of about 18,701.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 314, 557; U.S. House district MO-1; the ST. LOUIS media market.

St. Louis, MO sits in a university / college context (near ponce health sciences university-st louis (1.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 63104 is about $70,127 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 2.6%; 54.0% of adults with a bachelor’s degree or higher (about 20.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 17.9% of workers reporting work-from-home (about 2.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $249,500 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $860 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 48.2% (about 17.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63104 in St. Louis, MO, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,603. That is roughly in line with the local median household income ($70,127). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for St. Louis city, MO show little to no average snow and around 42.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 845 for ZIP 63104 (St. Louis city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.