ZIP Code 63050 — Hillsboro city, MO Demographics & Data

ZIP code 63050 covers Hillsboro, MO in Jefferson County with a population of about 17,681.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area code 636; U.S. House district MO-3; the ST. LOUIS media market.

Hillsboro, MO sits in a university / college context (near jefferson college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 63050 is about $79,462 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 4.3%; 20.2% of adults with a bachelor’s degree or higher (about 13.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Manufacturing; about 9.1% of workers reporting work-from-home (about 6.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $255,500 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $716 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 80.8% (about 15.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63050 in Hillsboro, MO, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,641. That sits below the local median household income ($79,462), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hillsboro city, MO as Relatively Moderate (composite score 90.5), which is among the highest nationally. The strongest component scores on US5 are flood (91.4) and wildfire (53.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hillsboro city, MO show little to no average snow and around 43.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 799 for ZIP 63050 (Hillsboro city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.