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Eureka city, MO

ZIP 63025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63025

Median Home Value
$363,900
Median Rent
$1,044
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,338/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63025 in Eureka city, MO, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,338. That sits below the local median household income ($134,266), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.6%+31% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
24.0%-37% vs US avg
x
$363,900
Home Value
$1,044
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.7%
  • 1-unit attached3.8%
  • 2-9 units4.4%
  • 10+ units5.0%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$363,900
Median rent$1,044
Owner-occupied85.6%
Vacant3.0%
Price-to-income2.7x
Est. income to buy$100,000