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Ballwin city, MO

ZIP 63011 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63011

Median Home Value
$373,600
Median Rent
$1,492
Affordability Snapshot
$103,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,400/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63011 in Ballwin city, MO, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,400. That sits below the local median household income ($121,941), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
10.7%-27% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.9%-58% vs US avg
x
Mortgage-Free
34.6%-9% vs US avg
x
$373,600
Home Value
$1,492
Rent
1976
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.9%
  • 1-unit attached3.6%
  • 2-9 units7.0%
  • 10+ units6.1%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$373,600
Median rent$1,492
Owner-occupied83.7%
Vacant3.0%
Price-to-income3.1x
Est. income to buy$103,000