ZIP Code 62988 — Tamms village, IL Demographics & Data

ZIP code 62988 covers Tamms, IL in Alexander County with a population of about 1,222.

At a glance, the area shows median age of 45.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 62988 is about $56,154 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 11.0%; 16.9% of adults with a bachelor’s degree or higher (about 16.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $68,900 — about 80% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $342 (about 71% below the U.S. median rent ($1,163)), and owner-occupancy near 85.5% (about 20.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62988 in Tamms, IL, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $443. That sits below the local median household income ($56,154), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tamms village, IL as Relatively Low (composite score 44.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (40.5) and hurricane (20.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tamms village, IL show little to no average snow and around 49.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 68 for ZIP 62988 (Tamms village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.