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Mound City city, IL

ZIP 62963 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62963

Median Home Value
$33,800
Median Rent
$438
Affordability Snapshot
$9,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$217/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

6.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62963 in Mound City city, IL, a household would need roughly $9,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $217. That sits below the local median household income ($55,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
44.9%-31% vs US avg
x
Vacancy Rate
28.9%+180% vs US avg
x
Broadband Access
63.7%-27% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
6.1%-53% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
76.2%+99% vs US avg
x
$33,800
Home Value
$438
Rent
1968
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.1%
  • 1-unit attached0.0%
  • 2-9 units34.0%
  • 10+ units0.0%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$33,800
Median rent$438
Owner-occupied44.9%
Vacant28.9%
Price-to-income0.6x
Est. income to buy$9,000