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Eldorado city, IL

ZIP 62930 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62930

Median Home Value
$90,500
Median Rent
$500
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$581/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62930 in Eldorado city, IL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $581. That sits below the local median household income ($54,094), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
12.6%+23% vs US avg
x
Broadband Access
74.8%-14% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
14.9%+16% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
60.9%+59% vs US avg
x
$90,500
Home Value
$500
Rent
1963
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached0.4%
  • 2-9 units9.0%
  • 10+ units2.1%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$90,500
Median rent$500
Owner-occupied76.7%
Vacant12.6%
Price-to-income1.7x
Est. income to buy$25,000