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Cairo city, IL

ZIP 62914 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62914

Median Home Value
$28,900
Median Rent
$268
Affordability Snapshot
$8,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$186/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62914 in Cairo city, IL, a household would need roughly $8,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $186. That sits below the local median household income ($35,362), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 48% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.4%+1% vs US avg
x
Vacancy Rate
48.1%+367% vs US avg
x
Broadband Access
56.4%-35% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
2.7%-95% vs US avg
x
Mortgage-Free
70.9%+86% vs US avg
x
$28,900
Home Value
$268
Rent
1951
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.7%
  • 1-unit attached0.3%
  • 2-9 units8.6%
  • 10+ units13.3%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$28,900
Median rent$268
Owner-occupied66.4%
Vacant48.1%
Price-to-income0.8x
Est. income to buy$8,000