US5.com
  1. Home
  2. States
  3. ZIP 62708
  4. Housing & Real Estate
,

ZIP 62708 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62708

Median Home Value
$61,700
Median Rent
$636
Affordability Snapshot
$17,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$396/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62708, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $396. That sits below the local median household income ($22,284), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
39.2%-40% vs US avg
x
Vacancy Rate
23.6%+129% vs US avg
x
Broadband Access
68.5%-21% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
22.3%+74% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
60.5%+22% vs US avg
x
Mortgage-Free
61.2%+60% vs US avg
x
$61,700
Home Value
$636
Rent
1953
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.1%
  • 1-unit attached4.8%
  • 2-9 units7.5%
  • 10+ units8.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$61,700
Median rent$636
Owner-occupied39.2%
Vacant23.6%
Price-to-income2.8x
Est. income to buy$17,000