ZIP Code 62655 — Kilbourne village, IL Demographics & Data

ZIP code 62655 covers Kilbourne, IL in Mason County with a population of about 648.

At a glance, the area shows median age of 34.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 309, 861; U.S. House district IL-15; the PEORIA - BLOOMINGTON media market.

Median household income in ZIP 62655 is about $51,458 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.9%; unemployment rate near 8.4%; 6.1% of adults with a bachelor’s degree or higher (about 27.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Finance and insurance, and Other services; about 22.3% of workers reporting work-from-home (about 7.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $116,300 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $470 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 82.6% (about 17.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62655 in Kilbourne, IL, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $747. That sits below the local median household income ($51,458), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kilbourne village, IL as Relatively Low (composite score 43.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (47.2) and hurricane (23.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kilbourne village, IL show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 62655 (Kilbourne village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.