US5.com
  1. Home
  2. States
  3. Illinois
  4. ZIP 62530
  5. Housing & Real Estate
Divernon village, IL

ZIP 62530 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62530

Median Home Value
$145,300
Median Rent
$571
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$933/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62530 in Divernon village, IL, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $933. That sits below the local median household income ($74,535), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
81.5%-6% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
9.9%-80% vs US avg
x
Mortgage-Free
42.8%+12% vs US avg
x
$145,300
Home Value
$571
Rent
1972
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached0.4%
  • 2-9 units2.5%
  • 10+ units0.9%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,300
Median rent$571
Owner-occupied81.2%
Vacant6.8%
Price-to-income1.9x
Est. income to buy$40,000