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Decatur city, IL

ZIP 62526 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62526

Median Home Value
$91,500
Median Rent
$588
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$588/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62526 in Decatur city, IL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $588. That sits below the local median household income ($48,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.4%-11% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
48.5%+27% vs US avg
x
$91,500
Home Value
$588
Rent
1966
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached1.9%
  • 2-9 units7.7%
  • 10+ units15.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,500
Median rent$588
Owner-occupied58.4%
Vacant13.7%
Price-to-income1.9x
Est. income to buy$25,000