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Vandalia city, IL

ZIP 62471 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62471

Median Home Value
$119,800
Median Rent
$527
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$770/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62471 in Vandalia city, IL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $770. That sits below the local median household income ($58,810), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.6%+14% vs US avg
x
Vacancy Rate
9.7%-6% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
7.5%-42% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
17.3%-65% vs US avg
x
Mortgage-Free
52.2%+37% vs US avg
x
$119,800
Home Value
$527
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached1.0%
  • 2-9 units9.6%
  • 10+ units3.1%
  • Mobile home & other5.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,800
Median rent$527
Owner-occupied74.6%
Vacant9.7%
Price-to-income2.0x
Est. income to buy$33,000