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O'Fallon city, IL

ZIP 62269 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62269

Median Home Value
$274,200
Median Rent
$1,068
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,761/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62269 in O'Fallon city, IL, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,761. That sits below the local median household income ($100,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.1%+10% vs US avg
x
Vacancy Rate
5.1%-51% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
8.8%-40% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
25.1%-50% vs US avg
x
Mortgage-Free
25.2%-34% vs US avg
x
$274,200
Home Value
$1,068
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached6.0%
  • 2-9 units11.9%
  • 10+ units7.9%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$274,200
Median rent$1,068
Owner-occupied72.1%
Vacant5.1%
Price-to-income2.7x
Est. income to buy$75,000