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Windsor city, IL

ZIP 61957 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61957

Median Home Value
$126,700
Median Rent
$501
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$814/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61957 in Windsor city, IL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $814. That sits below the local median household income ($70,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.4%+28% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
79.9%-8% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
10.3%-19% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
2.4%-95% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$126,700
Home Value
$501
Rent
1963
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.6%
  • 1-unit attached0.6%
  • 2-9 units3.2%
  • 10+ units0.5%
  • Mobile home & other9.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$126,700
Median rent$501
Owner-occupied83.4%
Vacant10.6%
Price-to-income1.8x
Est. income to buy$35,000