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Paris city, IL

ZIP 61944 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61944

Median Home Value
$97,400
Median Rent
$556
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$626/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61944 in Paris city, IL, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $626. That sits below the local median household income ($54,652), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.3%+11% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
7.9%-84% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$97,400
Home Value
$556
Rent
1968
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached0.3%
  • 2-9 units9.6%
  • 10+ units6.0%
  • Mobile home & other8.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,400
Median rent$556
Owner-occupied72.3%
Vacant5.9%
Price-to-income1.8x
Est. income to buy$27,000