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Gridley village, IL

ZIP 61744 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61744

Median Home Value
$154,500
Median Rent
$615
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$992/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61744 in Gridley village, IL, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $992. That sits below the local median household income ($70,859), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
16.9%+32% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
10.7%-79% vs US avg
x
Mortgage-Free
46.1%+21% vs US avg
x
$154,500
Home Value
$615
Rent
1962
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.5%
  • 1-unit attached2.6%
  • 2-9 units9.3%
  • 10+ units3.2%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,500
Median rent$615
Owner-occupied77.3%
Vacant3.7%
Price-to-income2.2x
Est. income to buy$43,000