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Clinton city, IL

ZIP 61727 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61727

Median Home Value
$115,700
Median Rent
$625
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$743/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61727 in Clinton city, IL, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $743. That sits below the local median household income ($61,614), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.9%+7% vs US avg
x
Vacancy Rate
7.9%-24% vs US avg
x
Broadband Access
85.7%-2% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
45.0%+18% vs US avg
x
$115,700
Home Value
$625
Rent
1960
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.7%
  • 1-unit attached1.6%
  • 2-9 units10.3%
  • 10+ units2.8%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,700
Median rent$625
Owner-occupied69.9%
Vacant7.9%
Price-to-income1.9x
Est. income to buy$32,000