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Carlock village, IL

ZIP 61725 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61725

Median Home Value
$221,600
Median Rent
$1,068
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,423/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61725 in Carlock village, IL, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,423. That sits below the local median household income ($117,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.2%+43% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
87.3%+0% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$221,600
Home Value
$1,068
Rent
1979
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.2%
  • 1-unit attached2.4%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$221,600
Median rent$1,068
Owner-occupied93.2%
Vacant2.5%
Price-to-income1.9x
Est. income to buy$61,000