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Wyoming city, IL

ZIP 61491 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61491

Median Home Value
$119,300
Median Rent
$547
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$766/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61491 in Wyoming city, IL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $766. That sits below the local median household income ($61,406), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
75.9%+16% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
9.3%-27% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
7.2%-86% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$119,300
Home Value
$547
Rent
1961
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached0.2%
  • 2-9 units12.3%
  • 10+ units0.0%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,300
Median rent$547
Owner-occupied75.9%
Vacant7.3%
Price-to-income1.9x
Est. income to buy$33,000