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Macomb city, IL

ZIP 61455 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61455

Median Home Value
$117,900
Median Rent
$591
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$757/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61455 in Macomb city, IL, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $757. That sits below the local median household income ($45,048), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
52.6%-20% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
35.3%-29% vs US avg
x
Mortgage-Free
47.2%+24% vs US avg
x
$117,900
Home Value
$591
Rent
1969
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.7%
  • 1-unit attached6.2%
  • 2-9 units15.9%
  • 10+ units19.6%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,900
Median rent$591
Owner-occupied52.6%
Vacant12.7%
Price-to-income2.6x
Est. income to buy$32,000