ZIP Code 61323 — Dover village, IL Demographics & Data

ZIP code 61323 covers Dover, IL in Bureau County with a population of about 119.

At a glance, the area shows median age of 59.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 779, 815; U.S. House district IL-16; the DAVENPORT - R. ISLAND - MOLINE media market.

Dover, IL fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 61323 is about $44,688 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.8%; unemployment rate near 3.9%; 11.8% of adults with a bachelor’s degree or higher (about 21.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Retail trade; a mean commute of about 50.0 minutes (U.S. average near 26.8).

Median home value is about $108,700 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $813 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 83.3% (about 17.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61323 in Dover, IL, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $698. That sits below the local median household income ($44,688), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dover village, IL as Relatively Low (composite score 62.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (63.4) and hurricane (25.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dover village, IL show little to no average snow and around 39.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 61323 (Dover village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.