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Taylor Ridge CDP, IL

ZIP 61284 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61284

Median Home Value
$222,800
Median Rent
$614
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,431/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61284 in Taylor Ridge CDP, IL, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,431. That sits below the local median household income ($98,491), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
2.5%-76% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
9.3%-28% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
45.9%+20% vs US avg
x
$222,800
Home Value
$614
Rent
1971
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.5%
  • 1-unit attached0.0%
  • 2-9 units6.5%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,800
Median rent$614
Owner-occupied89.5%
Vacant2.5%
Price-to-income2.3x
Est. income to buy$61,000