ZIP Code 60645 — Chicago city, IL Demographics & Data

ZIP code 60645 covers Chicago, IL in Cook County with a population of about 46,856.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 773, 872; U.S. House district IL-9; the CHICAGO media market.

Chicago, IL sits in a university / college context (near loyola university chicago (2.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 60645 is about $77,126 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 7.1%; 45.1% of adults with a bachelor’s degree or higher (about 11.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 10.6% of workers reporting work-from-home (about 4.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $308,200 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,296 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 51.6% (about 13.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 60645 in Chicago, IL, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,980. That is roughly in line with the local median household income ($77,126). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chicago city, IL as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chicago city, IL show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,608 for ZIP 60645 (Chicago city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.