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Chicago city, IL

ZIP 60630 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60630

Median Home Value
$362,900
Median Rent
$1,228
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,331/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60630 in Chicago city, IL, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,331. That is roughly in line with the local median household income ($97,134). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.6%+5% vs US avg
x
Vacancy Rate
7.3%-30% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$362,900
Home Value
$1,228
Rent
1945
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.3%
  • 1-unit attached1.6%
  • 2-9 units43.0%
  • 10+ units9.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$362,900
Median rent$1,228
Owner-occupied68.6%
Vacant7.3%
Price-to-income3.7x
Est. income to buy$100,000