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Chicago city, IL

ZIP 60625 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60625

Median Home Value
$396,700
Median Rent
$1,328
Affordability Snapshot
$109,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,548/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60625 in Chicago city, IL, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,548. That is about 28% above the local median household income ($85,299), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.3%-38% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
26.0%-32% vs US avg
x
$396,700
Home Value
$1,328
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.8%
  • 1-unit attached1.8%
  • 2-9 units59.1%
  • 10+ units23.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$396,700
Median rent$1,328
Owner-occupied40.3%
Vacant6.6%
Price-to-income4.7x
Est. income to buy$109,000