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Naperville city, IL

ZIP 60564 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60564

Median Home Value
$550,400
Median Rent
$1,994
Affordability Snapshot
$152,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,536/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60564 in Naperville city, IL, a household would need roughly $152,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,536. That sits below the local median household income ($176,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
2.2%-78% vs US avg
x
Broadband Access
98.4%+13% vs US avg
x
4+ Bedrooms
13.5%-9% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
11.8%-76% vs US avg
x
Mortgage-Free
29.7%-22% vs US avg
x
$550,400
Home Value
$1,994
Rent
1997
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.8%
  • 1-unit attached15.1%
  • 2-9 units4.0%
  • 10+ units5.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$550,400
Median rent$1,994
Owner-occupied86.9%
Vacant2.2%
Price-to-income3.1x
Est. income to buy$152,000