ZIP Code 60426 — Harvey city, IL Demographics & Data

ZIP code 60426 covers Harvey, IL in Cook County with a population of about 23,066.

At a glance, the area shows median age of 36.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 464, 708; U.S. House district IL-2; the CHICAGO media market.

Harvey, IL sits in a university / college context (near south suburban college (1.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 60426 is about $40,995 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.8%; unemployment rate near 13.2%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Retail trade; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $88,500 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $731 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 56.8% (about 8.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 60426 in Harvey, IL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $569. That sits below the local median household income ($40,995), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harvey city, IL as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harvey city, IL show little to no average snow and around 42.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,284 for ZIP 60426 (Harvey city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.