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Sycamore city, IL

ZIP 60178 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60178

Median Home Value
$262,700
Median Rent
$930
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,688/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60178 in Sycamore city, IL, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,688. That sits below the local median household income ($88,314), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.5%+11% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
5.8%-60% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
25.2%-34% vs US avg
x
$262,700
Home Value
$930
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.4%
  • 1-unit attached17.1%
  • 2-9 units19.4%
  • 10+ units3.1%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,700
Median rent$930
Owner-occupied72.5%
Vacant4.9%
Price-to-income3.0x
Est. income to buy$72,000