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McHenry city, IL

ZIP 60050 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60050

Median Home Value
$244,500
Median Rent
$1,319
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,571/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60050 in McHenry city, IL, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,571. That sits below the local median household income ($86,315), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.4%+14% vs US avg
x
Vacancy Rate
2.5%-76% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
3.9%-69% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$244,500
Home Value
$1,319
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached8.9%
  • 2-9 units11.1%
  • 10+ units6.4%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$244,500
Median rent$1,319
Owner-occupied74.4%
Vacant2.5%
Price-to-income2.8x
Est. income to buy$67,000