US5.com
  1. Home
  2. States
  3. Illinois
  4. ZIP 60041
  5. Housing & Real Estate
Fox Lake village, IL

ZIP 60041 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60041

Median Home Value
$241,100
Median Rent
$834
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,549/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60041 in Fox Lake village, IL, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,549. That sits below the local median household income ($91,569), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
2.4%-76% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
12.6%-1% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
28.5%-43% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$241,100
Home Value
$834
Rent
1977
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.4%
  • 1-unit attached8.4%
  • 2-9 units4.3%
  • 10+ units10.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,100
Median rent$834
Owner-occupied76.6%
Vacant2.4%
Price-to-income2.6x
Est. income to buy$66,000