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Somers CDP, MT

ZIP 59932 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59932

Median Home Value
$617,500
Median Rent
$780
Affordability Snapshot
$170,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,967/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

66.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59932 in Somers CDP, MT, a household would need roughly $170,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,967. That is about 197% above the local median household income ($57,325), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.9%+10% vs US avg
x
Vacancy Rate
19.8%+92% vs US avg
x
Broadband Access
56.9%-35% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$617,500
Home Value
$780
Rent
1985
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.9%
  • 1-unit attached0.0%
  • 2-9 units3.1%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$617,500
Median rent$780
Owner-occupied71.9%
Vacant19.8%
Price-to-income10.8x
Est. income to buy$170,000