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Dayton CDP, MT

ZIP 59914 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59914

Median Home Value
$937,500
Median Rent
$1,034
Affordability Snapshot
$258,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,022/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

75.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59914 in Dayton CDP, MT, a household would need roughly $258,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,022. That is about 203% above the local median household income ($85,156), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 43% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.2%+7% vs US avg
x
Vacancy Rate
43.3%+320% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
60.2%+58% vs US avg
x
$937,500
Home Value
$1,034
Rent
1982
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached3.2%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other7.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$937,500
Median rent$1,034
Owner-occupied70.2%
Vacant43.3%
Price-to-income11.0x
Est. income to buy$258,000