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ZIP 59771 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59771

Median Home Value
$890,500
Median Rent
$1,223
Affordability Snapshot
$245,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,720/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

60.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59771, a household would need roughly $245,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,720. That is about 202% above the local median household income ($81,122), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.5%-29% vs US avg
x
Vacancy Rate
7.5%-28% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
7.0%-52% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
43.7%+14% vs US avg
x
$890,500
Home Value
$1,223
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.6%
  • 1-unit attached3.5%
  • 2-9 units30.0%
  • 10+ units17.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$890,500
Median rent$1,223
Owner-occupied46.5%
Vacant7.5%
Price-to-income11.0x
Est. income to buy$245,000