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Butte-Silver Bow (balance), MT

ZIP 59759 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59759

Median Home Value
$333,000
Median Rent
$635
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,139/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59759 in Butte-Silver Bow (balance), MT, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,139. That is about 67% above the local median household income ($55,237), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.1%+19% vs US avg
x
Vacancy Rate
10.7%+3% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.6%-67% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$333,000
Home Value
$635
Rent
1979
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached0.0%
  • 2-9 units5.6%
  • 10+ units1.6%
  • Mobile home & other15.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$333,000
Median rent$635
Owner-occupied78.1%
Vacant10.7%
Price-to-income6.0x
Est. income to buy$92,000