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Wheatland CDP, MT

ZIP 59752 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59752

Median Home Value
$426,600
Median Rent
$1,092
Affordability Snapshot
$117,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,740/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59752 in Wheatland CDP, MT, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,740. That is about 42% above the local median household income ($82,228), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.2%+26% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
12.7%-74% vs US avg
x
Mortgage-Free
44.1%+15% vs US avg
x
$426,600
Home Value
$1,092
Rent
1994
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached2.9%
  • 2-9 units3.0%
  • 10+ units0.0%
  • Mobile home & other18.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$426,600
Median rent$1,092
Owner-occupied82.2%
Vacant9.3%
Price-to-income5.2x
Est. income to buy$117,000