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Bozeman city, MT

ZIP 59715 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59715

Median Home Value
$755,300
Median Rent
$1,241
Affordability Snapshot
$208,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,852/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

50.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59715 in Bozeman city, MT, a household would need roughly $208,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,852. That is about 145% above the local median household income ($85,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.9%-15% vs US avg
x
Vacancy Rate
8.3%-19% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
26.5%-47% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$755,300
Home Value
$1,241
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.6%
  • 1-unit attached7.7%
  • 2-9 units20.1%
  • 10+ units11.3%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$755,300
Median rent$1,241
Owner-occupied55.9%
Vacant8.3%
Price-to-income8.9x
Est. income to buy$208,000