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Butte-Silver Bow (balance), MT

ZIP 59701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59701

Median Home Value
$219,200
Median Rent
$669
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,408/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59701 in Butte-Silver Bow (balance), MT, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,408. That is roughly in line with the local median household income ($56,799). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
11.7%+13% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
7.2%-51% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.2%-51% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$219,200
Home Value
$669
Rent
1955
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached2.4%
  • 2-9 units10.0%
  • 10+ units9.9%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$219,200
Median rent$669
Owner-occupied69.6%
Vacant11.7%
Price-to-income3.9x
Est. income to buy$60,000