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ZIP 59641 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59641

Median Home Value
$437,900
Median Rent
$826
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,813/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59641, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,813. That is about 85% above the local median household income ($65,461), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.6%+42% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
55.9%+12% vs US avg
x
Mortgage-Free
39.9%+5% vs US avg
x
$437,900
Home Value
$826
Rent
2004
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.4%
  • 1-unit attached1.7%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$437,900
Median rent$826
Owner-occupied92.6%
Vacant10.4%
Price-to-income6.7x
Est. income to buy$121,000